Leadership Team

HOWARD COBHAM has been Executive Vice President, Canadian Dealer Services since October of 2010. With over 20 years of experience in Canadian auto financing and indirect lending, the majority of his experience has been with retail leasing for large indirect lessors supporting multiple OEMs with subvented offerings. Prior to re-joining the company, Mr. Cobham lead AmeriCredit nonprime lending in Canada from 2005 to 2008 and was Executive President of Sales and Marketing for FinanciaLinx Corporation from 1999 to 2005.

ROBERT COULMAN has been Vice President of Finance, Canadian Dealer Services since 2003. Prior to joining the company, he served as Vice President of Financial Reporting at CIT for 10 Years including a period as Corporate Controller of New Court Credit Group. Mr. Coulman has 25 years in various financial management roles in the automotive and equipment finance industry with experience in all financial functions including planning and budgeting, securitization, reporting, cash management and tax. He is a Chartered Accountant.

RONALD GASS was Vice President of Operations Support, Canadian Dealer Services from June 2011 to January 2015 when he assumed the role of Vice president Credit and Funding which he currently holds. Previously, he was a Director for D+H providing expertise in the automotive technology lending space. Mr. Gass served as Senior Operations Manager at GE Commercial Finance Canada, responsible for special loans and small ticket inventory finance products including managing receivable and asset-based lending products. He also worked as Vice President of Credit and Operations at AmeriCredit in Canada from 2005 to 2008. He is an experienced risk and operations manager in retail prime and non-prime lending, leasing and floorplan products. Mr. Gass has nearly 40 years of experience in the Canadian auto financing industry.

DIANA GEARY became Vice President of Operations Support in 2016. Previously, she served as Assistant Vice President in the same department and as Assistant Vice President of Lease Administration. She has also held several roles in IT in her 15 years with FinanciaLinx and GM Financial. Geary has more than 20 years experience in the automotive lending industry, in roles ranging from client services and End of Lease processing to dealer-facing account management and project management.

CAROLYN TERZIEVSKI is the Vice President of Risk Management, Canadian Dealer Services. She has contributed significantly to all facets of the business since joining the organization in 2002, back when it was Financialinx. Carolyn served as a Credit Analyst, Team Leader for Collections, Supervisor for Recoveries and most recently as Assistant Vice President of Collections, Recoveries and Insurance. Carolyn holds an Honours Bachelor of Arts from the University of Toronto.