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Near Prime Auto Loans

One size doesn't fit all.

Many of GM Financial's near prime customers are individuals who have experienced financially challenging personal events or life changes. That’s why a wide range of Canadians rely on near prime financing to get into the driver’s seat of a new GM vehicle. When it comes to near prime auto financing, GM Financial is the perfect fit by offering auto finance solutions for your near prime customers.

†As used herein, "loans" include auto finance contracts originated by dealers and purchased by GM Financial.

The GM Financial Customer

Here’s an example of the typical GM Financial customer:

Average Credit Bureau Score Range 441 – 825
Average Annual Income $67 k
Average Years at Present Employer 7 years
Average Homeowner 40%
Average Loan Amount $33,045
Average Down Payment 9%
Average Term (months) 78
Average Loan-to-Value (wholesale) 106%
% New Vehicles 62%
Average Kilometreage at Origination 22,292 kilometres